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What insurance and bonding limits should I require from a commercial GC?

Require at minimum $1–2M+ in general liability, active workers' compensation, and a project-specific Builder's Risk policy. For larger projects, require Payment and Performance bonds, which guarantee the work is completed and subs are paid. Always get current certificates naming you as additional insured before work begins.

Rize Construction: Let Rize go to work for you — we carry commercial-grade coverage and will confirm the limits your project needs. Free estimate, no obligation.


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