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What insurance should a commercial contractor carry?

A commercial contractor should carry general liability insurance (commonly $1–2M+), workers' compensation, and commercial auto coverage. For active builds, a project-specific Builder's Risk policy is standard, and larger projects often require Payment and Performance bonds. Always request current certificates of insurance before work begins, naming you as additional insured.

Rize Construction: Let Rize go to work for you with full coverage and certificates on request — alongside a free, no-obligation estimate.


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